Niche Downloads
• To download files, right-click and choose "Save As ..." or "Save Link As ..."
• All files are in PDF format.
• If you do not have Adobe Acrobat, click here to download and install a free version for your computer.
Articles
Niche Announcement

Niche Announcement

Boomer Generation Is in a State of Denial

"Entitled Selfishness." Washington Post. www.washingtonpost.com. 1/10/07.

test

test

MetLife Study 7-12-07

"According to MetLife Study, Many Employers Looking to Expand Benefits Offering That Extend into Retirement." WallStreetJournal.com. 7/12/07.

Retiree Health Care Studies

How Serious is the need to plan for retiree health care expenses? Quotes from reputable sources.

Retirees Finding Cost of Health Benefits Soaring

"Retirees finding cost of health benefits soaring." The Seattle Times. www.seattletimes.com. 2/8/04.

Health Care Cost Article

"Growing health care costs threaten to consume retirees' savings." www.usatoday.com. 6/26/2006.

McKinsey on Health Care

"Helping Retirees pay for health care." The McKinsey Quarterly. November 2005.

Lifetime Income Planning

"Lifetime Income Planning." Fidelity Viewpoint. Go to page 16 for retiree medical expense section.

The International Forum Presentation

January, 2007.

Brochures
Producer Brochure

A marketing guide for agent use.

Technical Guide

Technical Guide Brochure

Client Brochure

A description of single employer welfare benefit plans, the benefits offered and plan advantages that can be given to potential clients.

Niche Sales Process

The Sales Process. A step by step guide to plan implementation procedures.

Sample Plan Proposal

Sample Plan Proposal

Case Study 2007

Example of a company planning for its employees' personal retirement and funding a Buy/Sell Agreement using a welfare benefit plan.

Forms & Documents
Designation Agreement CA

Designation Agreement CA

Designation Agreement IL

Designation Agreement IL

Designation Agreement MN

Designation Agreement MN

ER Letter 1

ER Letter 1

ER Letter 2

ER Letter 2

Notice 2007-83

Notice 2007-83

ER Letter 3

ER Letter 3

Notice 2007-84

Notice 2007-84

Revenue Ruling 2007-65

Revenue Ruling 2007-65

Form 8918

Form 8918

Form 8918 Instructions

Form 8918 Instructions

Mail Instructions Form, 8886 and 8918

Mail Instructions Form, 8886 and 8918

Form 8886 Sample

Form 8886 Sample

Form 8918 Sample

Form 8918 Sample

Form 8886

Form 8886

Form 8886 Instructions

Form 8886 Instructions

Niche Proposal Request

Proposal Request Form Complete and return to Niche via fax (949) 655-1422 or e-mail to: margo@nichemkt.com. Turnaround time is 3 to 5 business days. If you need an exception, please contact us at (949) 655-1401.

Niche ER Welfare Certification Course

This is the Niche Single ER Welfare Certification Course.

NBP I Trust Document

National Benefit Trust I Trust Document.

NBT Legal Opinion

The NBT Legal Opinion.

Plan Implementation Documents

Please have client sign and return to us according to instructions.